Privacy Policy
Effective Date: September 22, 2025
Last Updated: September 22, 2025
At Shine with Erica (operated by Erica Davis, Mortgage Loan Officer), your privacy is very important to us. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or interact with us online.
Information We Collect
We may collect the following types of information:
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Personal Information: Name, email, phone number, address, and details you provide when filling out forms or scheduling a consultation.
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Loan-Related Information: If you choose to begin a loan application through our partner platforms, you may be asked for financial details. These are collected securely and processed only for mortgage qualification purposes.
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Technical Information: IP address, browser type, and cookies to help us improve site performance and user experience.
How We Use Your Information
We use the information we collect to:
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Provide mortgage education, resources, and consultation services.
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Respond to inquiries and schedule consultations.
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Improve website performance and content.
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Share loan-related updates, newsletters, or marketing (if you choose to opt in).
Sharing Your Information
We do not sell or rent your personal data. Information may be shared with:
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Trusted lending partners when you choose to proceed with a loan application.
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Service providers who help us operate our website and communication tools.
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Legal or regulatory authorities if required by law.
Cookies & Tracking
Our site may use cookies and analytics tools to improve user experience. You can disable cookies in your browser settings if preferred.
Your Privacy Rights
You have the right to:
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Access the personal data we hold about you.
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Request corrections or updates.
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Opt out of marketing communications at any time.
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Request deletion of your personal data where applicable.
Security
We take reasonable technical and organizational steps to protect your personal information. However, no system is 100% secure, and we cannot guarantee absolute protection.
Third-Party Links
This website may link to external platforms (such as loan applications, social media, or resources). We are not responsible for the privacy practices of these third parties.
Contact Us
If you have any questions about this Privacy Policy or how your information is used, please contact:
Erica Davis – Mortgage Loan Officer
📧 Email: erica@homefi.us
📞 Phone: 850-590-8992
🌐 Website: shinewitherica.com